EIN Registration

New Business Checklist

Choose your business type and state to get your steps in order. No signup.

Last updated November 5, 2026

0 of 10 done

  1. Search your state's records before you commit to a name, your logo or a domain. Check a name.

  2. Wait for the approval before the next step, so your EIN matches the name on the state record. Forming and getting an EIN.

  3. Banks, payroll providers and the IRS will ask for it. Start my EIN.

  4. Many states do not require one, but banks often ask for it, and it records who owns what.

  5. Keep business money separate from yours. Bring your EIN letter and formation documents. What the bank asks for.

  6. Requirements depend on your work and location. Check with your state and your city or county.

  7. Clients who pay you will ask for one. Fill out a W-9.

  8. Nothing is withheld for you, so estimate it and plan for quarterly payments. Estimate it.

  9. It can lower self-employment tax once profit is high enough to cover a salary and the extra filings. LLC to S corp.

  10. Many states require a yearly report or fee to stay in good standing. Check the date for your state.

Your ticks are not saved. Not legal or tax advice.

Why the order matters

Most mistakes come from doing these steps out of order. An EIN applied for before the state approves the name can end up tied to a name that changes. A bank usually wants the EIN and the formation documents before it opens an account. State tax accounts often ask for the EIN too.

Questions

What do I need to do first when starting a business?

Choose a structure and a name, then form the business with your state if it is an LLC or corporation. The EIN comes after the state approves it.

Do I get my EIN or business license first?

Usually the EIN, since many license and tax applications ask for it. Rules vary, so check with your state and city.

Do I need a business bank account?

An LLC or corporation should have one to keep its money separate from yours. Banks generally ask for the EIN and formation documents.

How much does it cost to start a business?

It depends on your state and business type. State formation fees and license costs vary widely, so check your state's filing office.

More help

Start with an LLC name check, then seehow to apply for an EIN andwhat the bank asks for.

Get Your EIN the Easy Way

Answer a few questions in about 5 minutes. Our specialists prepare your IRS Form SS-4, file it, personally handle any rejection or name conflict along the way, and get your EIN to you, typically within 2 to 4 business days, or about 11 when the IRS requires the application by fax. One flat $197 service fee. No upsells, no subscriptions.

  • ✓ Prepared and filed by specialists
  • ✓ Error 101 and rejection handling included
  • ✓ Data encrypted (AES-256)
  • ✓ Order tracking and email updates
Start My EIN Application

You can also apply for an EIN directly with the IRS at irs.gov at no cost.