IRS EIN Reference Number 104: The Third-Party Designee Conflict

Last updated September 6, 2026 · Written by the EIN Registration filing team

Reference number 104 means the third-party designee section of your application names someone whose address or phone number is the same as the applicant’s. The IRS treats a designee with the applicant’s contact details as not really a third party, and the online tool refuses the application. The fix is either to leave the designee section empty and apply as yourself, or to enter the designee’s own, different, address and phone.

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What the designee section is for

Form SS-4 lets the applicant authorize a third-party designee: a person or firm allowed to receive the EIN on the applicant’s behalf and to answer the IRS’s questions about the application. Accountants and filing services use it so the IRS can talk to them instead of to the client. The designee gives their own name, address, and phone, and the applicant signs to authorize them.

The IRS checks that the designee is distinct from the applicant. If the designee’s phone number matches the applicant’s phone, or the designee’s address matches the applicant’s physical or mailing address, the online tool returns 104.

How people get here

  • Filling in the designee section with yourself. The most common cause. The section is optional; a sole owner applying for their own business should leave it blank.
  • A spouse or business partner as designee, at the same address. Same phone, same house, same result.
  • A formation service that reused your details. Some services enter themselves as designee but paste the client’s phone into the designee phone field. The IRS sees a match.
  • A virtual office address used for both. If your accountant and your business both use the same suite at a mail center, the addresses collide.

Fix it

If you are applying for your own business

Start the application again and skip the third-party designee section entirely. Nothing about the EIN changes; the section only controls who the IRS may speak to.

If a real designee is filing for you

The designee enters their own office address and phone, not yours. If the designee genuinely shares your address, the online tool cannot be used with the designee section filled in; either drop the section or file Form SS-4 by fax, where the conflict is reviewed by a person.

It is not a name or SSN problem

104 says nothing about the responsible party’s details. Do not change the legal name or the SSN in response to it; those produce 101 and 102 or 103 respectively, and changing them to escape a 104 only risks creating one of those instead.

Quick answers

Does a 104 count as an attempt for the daily limit?

No EIN was issued, so the day’s allowance is still there. A run of quick retries will still trigger a 105 lockout, so fix the section before trying again.

Do I need a designee at all?

No. It is a convenience for people who want someone else to deal with the IRS about the application. Most owner-filed applications leave it blank.

Every reference number in one place

IRS EIN reference numbers 101 to 115, explained.

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EIN Registration is an independent document preparation and filing service and is not affiliated with the IRS or any government agency. You can also apply for an EIN directly with the IRS at irs.gov at no cost.